We Offer Different Services with different types of banks and Finacial services.
We will provide loans to the customers for purchase of residential properties in our approved locations. The residential properties can be new home purchase (directly from the builder/ society / development authority) or resale. .End use of this loan is towards acquisition of a residential dwelling. It also includes Balance transfer of the existing home loan of the customr.
The loan is advanced against the mortgage of an existing property which is already owned by the borrower. The property may be a residential or commercial property. These loans are taken towards meeting working capital requirements, business expansion plans or personal usage.
Under this product, the customer already owns a plot of land and loan is given to the customer for the purpose of construction of a residential unit on the plot after necessary regulatory approvals are in place or not. In case the construction has already commenced / completed within 6 months prior to date of sanction the construction work commencement / completion should be certified by the technical assessor.
We will provide loans to the customers for acquisition of residential plot and construction thereon only for residential units with necessary regulatory approvals being in place. The total exposure to the customer can be in two parts or two loans – the 1st loan / part loan for the purchase of the plot and the 2nd loan / part loan for construction thereon. We can release the plot purchase component upfront and release the construction component on tranche basis of plan and estimated cost over a period of 8 to 12 months.
We will provide loans to the customers for purchase of vacant land properties in our approved locations. The plot / vacant land properties can be new purchase (directly from the builder/ society / development authority) or resale. End use of this loan is towards acquisition of a new plot.
The personal loans are taken towards meeting working capital requirements, busines expansion plans or personal usage like education, marriage etc.. any other personal usage. without offering any other property. This loan can be offered based on your income and existing repayment behaviour.
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